The author presents a brief description of disadvantages of a current system of health insurance. The objective of the presentation is the introduction of the draft of the new law on health insurance. It is proposed to include definitions of basic terms –working incapacity,stabilized health status into the law.According to the draft, it is possible to assessworking incapacity at a general level not only in relation to current employment after 180 days duration. The draft further presents all rights and duties of physicians in attendance which should be covered by the law. The draft also includes sanctions when duties are not fulfilled by the physician in attendance repeatedly.

        Key words: social security – health insurance – rights and duties of the physician in attendance – working incapacity – stabilized health status.